The Technology used in the design of the Destiny payment switching system has been based on Java Standards. Destiny has built an IT infrastructure that enables companies to seamlessly integrate and collaborate to form secure and convenient alliances.
Destiny's service was designed to be one of the easiest and simplest systems to operate, manage and maintain and also to reduce risks and increase convenience both at the point of service as well as in the back-office.
The heart of the Destiny transaction delivery system, a Destiny interface known as the Merchant API , has been designed to switch over any TCP/IP based communication technology e.g. Dial-up, Fixed line, 3G Cellular and GPRS. This allows the switching of transactions from any Point of Sale environment.
- Throughput at the point of sale is increased due to speedy transaction authorization.
- Experience transaction authorisations in under 2 seconds.
- Re-use your existing TCP/IP based connectivity for all of Destiny’s e-commerce and switching products, thereby leveraging a communication cost saving.
- All transactions are authorised at zero floor limit in real time reducing the number of fraudulent transactions as well as obviating the need for SpeedPoint batch upload.
- A reconciliation facility is also provided which reduces back office processing time and facilitates easy bank reconciliation.
- Reduce the number of devices at the Point of Sale.
- Excellent customer support and service.